in response to loveohio...
Well with grants things like credit background don't really matter. If your roof's disrepair increases your utility bills then you may be able to get a grant to help repair it. Now the kind(s) of grant programs that I am aware of in this matter don't pay YOU money to get the repair done - subcontractors do the work and you will not have to pay for the work done. I know of a client that got a whole new heating system with a grant program and they didn't even have to pay for the heater or the installation.
Also realize too that there are organizations that have financial programs that are for financial emergencies. I posted about one such program here on Aidpage that will provide individuals with up to $9,000 for emergency financial need(s).
This is not a government grant program (although there are some government grant programs specifically related to this) but it is a grant program being offered by an organization - which by the way is a charitable organization. The only reason why I know about it is because I found the information for a client.
There is also a website online where people can request money! You can make your requests from $100 to $1000 and even higher requests will be considered if the reason for the financial need is compelling enough. (I even saw one person request $22,000!)
While grants may be your last chance you may be surprised at the number of them that you can get even though you are going through bankruptcy.
If you are willing to do the work to find the grant information then your are more than likely able to find the grant information that you need.
My blog is full of basic information about grants and you would probably be shocked at the number of and different kinds of grant programs there are that are out there!